Welcome to our Educational Website on Long Term Care Insurance.

"Despite its newness, it's used more than any other kind of insurance--approximately one third of those who carry it end up using it.  And if you buy it and never have to use it? Then consider yourself lucky, count your blessings, and know that you did the right thing by being prepared. You did the near impossible: You purchased peace of mind."

Charles R. Schwab, "You're Fifty-Now What?
Investing for the Second Half of Your Life,"
Crown Business, 2001.